There can be a huge impact on a business or family in the event of a death or critical illness. We advise businesses and families on practical and cost effective solutions to protect these risks.
Protecting a family’s financial wellbeing in the event of a premature death or critical illness is the foundation of financial planning, as without this protection other financial plans and investments would be needed to support the family and, in most cases, would not be sufficient to provide the financial help a family would need.
For a modest cost, relative to what it protects, this risk can be insured. We provide clients with independent advice, which enables us to source the appropriate and cost effective life assurance packages, which very often will make use of trusts, to ensure that in the event of a claim monies are made available quickly and tax efficiently.